POWERED BY THE FINFY FINANCIAL INTELLIGENCE ENGINE™

The intelligence layer for financial services.

We deploy the personalised, intelligent interface between financial services providers and their customers. One layer — every existing capability of your business. Our technology, your infrastructure, your ecosystem, your brand.

Ask anything...

01
Capabilities

One intelligent interface for every financial outcome

Banking apps are static. Websites are brochures. Your customers deserve more. FinFy sits as an intelligence layer on top of your existing infrastructure — not replacing anything, but giving every customer a single conversational interface to execute on what they actually want to do. Check a credit score. Transfer funds. Find the right product. File a claim. Every outcome, one interface.

How It Works

Sits on top of existing infrastructure — no replacement, no rebuild
Single conversational interface for all customer outcomes
Builds context on each customer, then executes on their intent
Every interaction is a measurable outcome — not just a query
F

FinFy Assistant

Powered by the Financial Intelligence Engine™

What's my credit score and how can I improve it?

Your TransUnion score is 720 — that's Good. Your biggest factor is credit utilisation at 68%. I can help you build a plan to reduce that. Want me to also check your available products for a lower-rate consolidation?

Yes, show me optionsBuild improvement planTransfer R500 to savings
Ask anything or tell me what you need...

Outcomes your customers can execute

Credit Intelligence

Customer pulls their credit score, understands each factor, and gets a personalised improvement plan — all in one conversation.

Transaction Execution

Customer initiates payments, transfers, and account actions through natural language. No more navigating static banking menus.

Product Discovery

Customer describes what they need, FinFy matches them to the right product from the provider's catalogue — contextually, not generically.

Financial Coaching

Customer gets budgeting guidance, savings strategies, and behaviour insights personalised to their actual financial data.

Claims & Resolution

Customer submits, tracks, and resolves claims and complaints — with intelligent escalation to human agents when needed.

Benefits Navigation

Customer understands their group benefits, enrols in programmes, and accesses wellness resources — one interface for everything.

02
Integrations

Context, architected. Not aggregated.

What makes FinFy different isn't just access to data — it's how we engineer it. Our context architecture pulls from your systems, your customer's financial accounts, credit bureaus, and third-party sources, then structures it into a unified, real-time intelligence layer purpose-built for each deployment. The result: every interaction is grounded in the deepest understanding of your customer that's ever been possible.

12,000+

banks and financial institutions connected via Plaid

20

countries with live bank coverage

3

credit bureaus integrated for real-time scoring

<10s

to build full customer context from all sources

Connected data sources

Connect to 12,000+ banks and financial institutions via Plaid across 20 countries
Direct integrations with all major South African banks — FNB, Standard Bank, Absa, Nedbank, Capitec, Investec
Credit bureau data from TransUnion, Experian, and XDS for real-time scores and factors
Works with your existing infrastructure — app, web, WhatsApp, USSD. No rebuild required.

Data partners

PlaidTransUnionExperian

South African bank integrations

FNB
Standard Bank
Absa
Nedbank
Capitec
Investec
Discovery Bank
TymeBank
African Bank
F

Customer context built

Updated 3 seconds ago

Linked accounts4 accounts
Credit score720 (TransUnion)
Transaction history24 months
Products heldHome loan, credit card, savings
03
Technology

From architected context to executed outcome — in five phases.

The FinFy Financial Intelligence Engine™

The Engine is what connects everything. It takes the context we've architected from your systems, your customer's accounts, and credit bureaus — and turns it into action. Not generic responses. Real outcomes: a transaction executed, a score explained, a product matched, a claim filed. Every phase is purpose-built for regulated financial services, with compliance woven into the architecture, not bolted on after.

Phase 4Validate & Protect

Every response and action is checked against compliance rules, accuracy standards, and PII filters before it reaches the customer. Nothing leaves unchecked.

AIUC-1: C003

Phase 5Log, Learn & Deliver

Full audit trail, AI disclosure, and delivery. Every outcome feeds back into the Engine to continuously improve accuracy and personalisation.

AIUC-1: E015
SAFEGUARD12GENERATE34DELIVER5

Phase 1Safeguard & Classify

Every customer interaction starts here. PII is detected, intent is classified, and scope is checked against your compliance framework — before anything else happens.

AIUC-1: B005

Phase 2Architect Context

This is where FinFy is different. We pull structured context from your systems, the customer's financial accounts, credit bureaus, and transaction history — engineered into a unified intelligence layer.

AIUC-1: A003

Phase 3Execute on Intent

Grounded in real customer context, the Engine determines the right action — answer a question, initiate a transaction, recommend a product, or escalate to a human advisor.

AIUC-1: D001Powered by Claude
04
Compliance

Trusted and Fully Certified

Built for Regulated Financial Services

AIUC-1 Aligned
POPIA Compliant
GDPR Ready
Encryption at Rest & Transit
Data Residency Options
Containerised Deployment
05
How It Works

Three phases to an intelligence layer that grows with every interaction

01

Connect & Architect Context

We integrate with your systems, your customer's financial accounts, and credit bureaus — then architect a structured context layer unique to your deployment. Not just data access. Engineered context.

02

Configure & Deploy the Engine

Your context architecture feeds into the FinFy Financial Intelligence Engine — configured to your brand, your compliance framework, your product catalogue. One codebase. Your configuration. Live on your domain.

03

Learn, Remember & Evolve

Every interaction builds persistent memory. Every outcome deepens the context. The intelligence layer doesn't just serve your customers — it grows with them. An evolving relationship layer, not a static interface.

06
Pricing

Simple, outcome-based pricing

You only pay when FinFy delivers a measurable outcome for your customer — a transaction executed, a score retrieved, a claim submitted, a product matched. No per-seat fees. No platform charges. Just outcomes.

OUTCOME-BASED PRICING

FinFy with your existing infrastructure

FinFy works seamlessly on top of any banking app, insurance portal, or financial services platform.

R4.99per outcome

500 outcomes per month minimum

FinFy managed deployment

Combine FinFy with a fully managed deployment — your brand, your compliance, our infrastructure.

R4.99
R25,000per month ex VAT

Ready to build your intelligence layer?

Every deployment is bespoke. Let's design yours.